Many people are operating “side hustle” or “hobby” businesses, or even full-time small businesses out of their home. Most Homeowners policies offer little to no liability for business activities and protection for business property. Whether you have customers come into your home or not, you likely need special coverage for your home-based business. Consider what might happen if:
Your products are stolen from your car.
You accidentally damage someone’s property while at an exhibition or show or while visiting a customer in their business or home.
Someone steals your cash box.
You make a mistake or accidentally give someone the wrong information about your product.
Your pet scratches a student who comes to your home for tutoring.
Talk with the agents at Pierson and Scott Insurance Agency about your business activities and how best to cover your liability exposure and business property.