If you own jewelry or collectible items, adding “Scheduled Personal Property” coverage can help give you some peace of mind knowing your belongings and jewelry may be covered should they get lost or damaged. Scheduling an item also establishes an “agreed” value for the item. There is no deductible for most classes or types of property and the coverage insures against many risks, including loss and theft. There are options for adding a schedule to a Homeowners, Renters, Condo/Co-op policy or having a separate inland marine policy.
Consider Scheduled Personal Property coverage for: