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Personal Insurance

Auto | Homeowner | Renters | More

Pierson and Scott Insurance Agency is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

You have a lot of choices when it comes to how and where you buy your car insurance. Choosing an independent insurance agent like Pierson and Scott, Inc. ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

Pierson and Scott, Inc. works with a wide range of insurance companies that offer reliable car insurance. Contact us today to find out how we can help you.

Homeowner

Wherever it is that you call home, whether a sprawling estate in the country, a quiet suburban house, or a bustling downtown condo, Pierson and Scott, Inc. can help you find the right home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, Pierson and Scott, Inc. is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, Pierson and Scott, Inc. can help you pick the renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

Boat

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. Pierson and Scott, Inc. offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, Pierson and Scott, Inc. can help with your boat insurance needs. Contact us today to find out how we can help you.

If you're shopping for insurance for your first motorcycle, you have a lot of coverage options to consider. Pierson and Scott, Inc. can help you look at all the choices, and put together a motorcycle insurance policy that works for you and your budget.

If you're looking to insure your newly upgraded ride, or simply reviewing your policy (always a smart idea!), we're happy to help you explore all of your motorcycle insurance options.

Let Pierson and Scott, Inc. review your needs and make a recommendation for a policy that fits your unique needs. Contact us today to learn more.

Condo

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, Pierson and Scott, Inc. can help you ensure that you're insured.

Pierson and Scott, Inc. partners with many insurance companies that offer complete condo insurance. Contact us today to find out how we can help you.

Whether you hit the road a couple times per year or spend months at a time seeing the countryside from your RV, Pierson and Scott, Inc. can help find the right RV insurance policy for you.

The insurance companies we work with provide a wide range of coverage options, from vacation liability to 24/7 roadside assistance.

Pierson and Scott, Inc. has helped many RV owners with their insurance needs. Contact us today to find out how we can help you too.

Flood

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

Pierson and Scott, Inc. insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaluate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

Insurance for classic cars is a bit more involved than the average auto insurance policy, but Pierson and Scott, Inc. can help you find the right balance between coverage and your budget.

Whether you're restoring an antique or just purchased a classic car, you'll want to protect your investment.

Pierson and Scott, Inc. works with insurance companies that specialize in insuring classic and antique cars. Contact us today to find out more.

Umbrella

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

Pierson and Scott, Inc. works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

From ATVs to golf carts to snowmobiles - whatever you drive for some off-road fun, we can help you insure it.

Pierson and Scott, Inc. works with many insurance companies that offer a range of discounts that you may qualify for.

We take pride in offering professional customer service for all our customers. We're committed to offering choices for all insurance needs and budgets. Contact us today to find out more.

Life

Life insurance policies are unique and depend on your personal and financial needs. As your life changes, your life insurance should evolve. Getting married, having a baby, purchasing your first home, starting a business, or retiring all warrant a review of your life insurance policy.

Pierson and Scott Insurance Agency can help you weigh your life insurance options. The choices can be overwhelming for the average person, and it's our goal to make the decision easier. We'll look at different insurance companies and coverage types and help you determine the best fit for your current situation.

Planning a wedding is incredibly exciting (if not somewhat overwhelming). From selecting the right invitations to configuring seating arrangements to booking the honeymoon, it’s no wonder couples tend to get stressed while getting ready for the big day.

Disasters can strike even the most well-planned weddings. Consider wedding insurance – the greatest wedding gift you can give yourself. Wedding and event insurance isn’t only affordable; it’s also the best way to make sure you’re protected if a vendor no-shows, gifts get stolen or an unexpected health problem forces you to postpone.

Jewelry & Collectibles

If you own jewelry or collectible items, adding “Scheduled Personal Property” coverage can help give you some peace of mind knowing your belongings and jewelry may be covered should they get lost or damaged. There is no deductible for most classes or types of property and the coverage insures against many risks, including loss and theft.

As a result of underground mining, millions of structures are located over old, abandoned underground coal and clay mines. Mine Subsidence Insurance provides financial compensation for losses caused by the movement of the earth’s surface that results from the collapse of underground mines.

Home-based Business

Many people are operating “side hustle” businesses or even full-time businesses out of their home. Most Homeowners policies offer little to no liability for business activities and protection for business property.

People insure their homes, cars and personal property, yet fail to insure the thing that makes it all possible. See how to protect your income with Disability insurance.